Operating Lease
An operating lease is particularly attractive to companies that continually update or replace equipment. An operating lease usually results in the lowest payment of any financing alternative.

Finance Lease
A finance lease is a full-payout, non-cancellable agreement, in which the lessee is responsible for maintenance, taxes and insurance.
The term of a finance lease tends to be longer, nearly covering the useful life of the equipment.

Sale and Leaseback
Sale and leaseback allows a company to raise money from the sale of assets, while retaining use of them.

Lease/Hire Purchase
This very flexible product can be structured with various deposits or periods. We can also include residual balance payments (Balloon payments at the end of the agreement) on certain equipment.

Maintenance Inclusive Agreements
This agreement provides your customer with ‘one monthly payment’ that incorporates the equipment cost as well as any maintenance/service fees over the period of the agreement - this allows for easier budgeting for your customers.

Unsecured Business Loans
Ideal for professional bodies’ i.e dentists/solicitors to pay for indemnity insurances etc.

Secured Lending
This product is specifically aimed at businesses that are looking to purchase commercial property or high value equipment where perhaps the trading accounts may not be supportive.
It can also be used to release equity from a property or equipment that a customer may already own. Many of our lenders do not have the normal restrictions that many high street banks would impose.

Seasonal Lease
This is an ideal solution for businesses that have seasonal trading periods - this product allows customers to pay for equipment during your more profitable months and have a break during the leaner months.

Master Lease
This agreement is ideal for customers expecting multiple installations over a period of time. This agreement allows the customer to sign a single agreement and pay just one payment instead of several.

Invoice financing (also known as Factoring)
This allows you to receive most of the cash from your invoice value as soon as your invoice is raised.

Cashflow Finance
If your business is retail, such as a restaurant, hotel, pub or garden centre you can use your credit/debit card sales to obtain an unsecured business loan. This loan can be used to:
Purchase Stock
Make Building Improvements
Fund Marketing activities
Assist Seasonal Cash flow
Or used for any other emergency funding requirement